All your accounts, personal and business, in one view
Add your current, savings and card accounts, drop in each month’s statement PDF — even the password-protected ones — and see every transaction read, checked against the balance and ready to book.
Made for teams who need this to just work
Proprietors and founders whose business and personal money move through several banks and cards — and who want one honest picture without hiring a bookkeeper.
- 1See every account’s balance in one place
- 2Upload a locked PDF statement without unlocking it first
- 3Know no transaction was silently dropped
- 4Separate personal spending from business
- 5Hand clean books to the CA
What changes with Finance
- Statements in five banking apps
- PDFs that must be unlocked and retyped
- Personal and business spending mixed together
- No way to know if a row was missed
- One list of accounts with owner and bank
- Password saved once, never shown again
- Personal and business tagged per account
- A parse report with balance checks on every upload
Everything inside Growcord Finance
Personal and business accounts, PDF statement uploads, expenses and simple invoices for proprietors.
Every account in one view
Bank, cash and card accounts with opening balances, each tagged personal or business.
PDF statements
Upload the PDF your bank emails — no conversion to Excel first.
Password-protected PDFs
Save the statement password once; it is stored encrypted and never displayed.
A parse report you can trust
Rows read, kept and skipped, and every running balance checked — nothing silently dropped.
Rules that suggest
Bank rules suggest the ledger for recurring payees; you confirm in bulk.
Expenses
Record business expenses against the right account and category.
Invoices and credit notes
Raise simple GST invoices and credit notes from the same place.
Any date range
Browse transactions per account for any period, with totals.
Zoho Books import
Bring existing records across with their original numbers.
Feeds Books
Business transactions become entries in the same accounts your store uses.
A PDF is a picture of a table — so we show our work
Every upload returns a report: how many rows were read, how many were kept, which were skipped and why, and whether each running balance followed from the one before. If something does not add up, you see it.
- Balance continuity checked row by row
- Skipped rows listed with their reason
- Upload again safely — duplicates are not created
Personal and business, kept apart on purpose
A proprietor’s money is legally one person but practically two worlds. Tag each account personal or business, and see both side by side without mixing them in your books.
- Owner scope on every account
- Business transactions flow into Books
- Personal stays personal
Up and running in four steps
- 01
Add your accounts
Banks, cards and cash with opening balances and personal or business tag.
- 02
Save statement passwords
Once per account, stored encrypted.
- 03
Upload statements
PDF or CSV each month; read the parse report.
- 04
Book and review
Confirm suggested matches, record expenses, share with your CA.
Finance shares its data with the rest of your business
Use it on its own, or switch on the products around it. Nothing is exported, imported or retyped — they read the same records.
Finance compared with banking apps + spreadsheets
| What matters | Growcord | Banking apps + spreadsheets |
|---|---|---|
| All banks in one view | ||
| Locked PDF statements read directly | ||
| Row-by-row parse report | ||
| Personal and business tagged apart | Manual | |
| Rules that suggest bookings | ||
| Flows into GST accounting |
What we will never do
The rules this product is built on — so you can trust the numbers it gives you.
Passwords stay secret
Statement passwords are write-only: stored encrypted, never shown back to anyone.
Nothing silently dropped
Every skipped row is reported with its reason.
Your money, your org
Each organisation’s data lives in its own database.
You confirm bookings
Suggestions are suggestions until you accept them.
Finance is in beta for Growcord organisations. Ask us to switch it on for you.
Which banks does Growcord Finance support?
Statement uploads work with PDF and CSV files. Layouts for Axis, SBI, DCB and Slice have been prepared; each bank’s real statement template is verified as customers upload them during the beta.
Can it read password-protected statement PDFs?
Yes. Save the statement password on the account once. It is stored encrypted, never displayed, and used only to open that account’s statements.
How do I know nothing was missed?
Every upload shows a parse report — rows read, kept and skipped with reasons — and checks that each running balance follows from the previous one.
Can I keep personal and business accounts separate?
Yes. Each account is tagged personal or business, and only business transactions flow into your accounting.
Is Finance a replacement for Books?
No — it feeds Books. Finance is the proprietor’s view of accounts and statements; Books holds the GST accounting.
Is it available now?
Finance is in beta for Growcord organisations. Contact us and we will switch it on for your account.
Keep exploring the suite
Books
GST invoices for goods and services, credit notes, GSTR-1 drafts, bank reconciliation and an immutable ledger.
Growcord ID
Sign in once for every product, with consent per app and purpose, encrypted personal data and a log of every read.
Insights
Dashboards for sales, orders, inventory, accounts and marketing — computed on the server, in your timezone.
See Finance with your own business in it
Tell us where you are today. We’ll show you the products and services that fit — with prices, not a sales script.
- A reply within one business day
- A walkthrough on your own data and use case
- Transparent pricing before you commit